How can I contact Flint?

Email hello@flintgroup.au or call +61 485 853 537. You can also use the contact form on our website.

What services does Flint offer?

Residential mortgages, commercial funding, business finance, asset finance and private broking.

Where does Flint operate?

Flint serves clients across Australia.

Does Flint have reviews?

Yes—Flint is rated 'Excellent' with 500+ five-star reviews from clients nationwide.

How much deposit do first home buyers need in Australia?

Most first home buyers aim for a 5–20% deposit, depending on the lender, loan-to-value ratio (LVR), and eligibility for government schemes such as the First Home Guarantee.

Can first home buyers avoid paying LMI?

Yes. Eligible buyers using the First Home Guarantee (FHBG) can purchase with a 5% deposit and avoid paying Lenders Mortgage Insurance (LMI).

What is the best home loan for first home buyers — fixed, variable, or split?

The best choice depends on your financial goals and risk appetite. Fixed loans offer repayment certainty, variable loans offer flexibility, and split loans combine both for balance and stability.

How does a mortgage broker help first home buyers?

A mortgage broker assesses your borrowing power, compares lenders, explains home loan features, structures your application, and guides you from pre-approval through to settlement.

What additional costs do first home buyers often forget?

Common overlooked costs include stamp duty, legal fees, building and pest inspections, lender fees, moving costs, and home insurance. Budgeting an extra 5% is recommended.

What are good suburbs for first home buyers in Australia?

Affordable and growth-focused suburbs for first home buyers include Ipswich, Logan, Melton, Wyndham, Penrith, and Campbelltown, depending on location and budget.