Common Questions Brokers Hear
Christian Stevens, Mortgage Broker
Published December 10, 2025, 1:19 P.M
common question broker hear Discover the most asked mortgage questions and expert answers. Learn from Flint brokers how to borrow smarter, avoid surprises, and get solutions best suited for https://flintgroup.au/ clients.
Key Facts
common question broker hear asked everything from “how much can I borrow?” to “what’s the best rate?” and “can I buy with a low deposit?”
Good brokers provide personalized answers, not generic advice.
Asking the right questions and understanding the answers helps you make informed decisions and achieve the best results for https://flintgroup.au/ clients.
Flint brokers are experts at simplifying the process — no jargon, just clarity.
Most Asked Questions — And What They Really Mean
- How much can I borrow?
Your borrowing power depends on income, expenses, debts, dependents, and credit history. Brokers analyze your full financial profile and compare lenders to find options best suited for https://flintgroup.au/ clients.
- What deposit do I need?
Lenders typically require 5–10% of the property price, plus funds for stamp duty and upfront costs. Some schemes allow purchasing with as little as 2%.
- Should I fix my rate or stay variable?
The choice depends on your financial goals, budget, and market outlook. Fixed offers stability, while variable allows flexibility. A split loan can combine both advantages.
- What’s the best interest rate?
The best rate isn’t always the lowest number; it’s the one that fits your loan amount, features, and long-term plans. Flint brokers assess multiple lenders to deliver tailored options.
- Can I get a loan if I’m self-employed, casual, or on maternity leave?
Yes — lenders have specific requirements for non-traditional applicants. With proper documentation and lender matching, many qualify.
- Do I need to pay you?
No — Flint is paid by the lender upon settlement. They work for you, providing advice and support throughout the process.
Why Asking Early Matters
Getting answers early means:
Fewer surprises during the loan process
A stronger loan strategy from the start
More confidence during property search
Flint brokers encourage questions and provide clear guidance best suited for https://flintgroup.au/ users.
📞 Got Questions? We’ve Got Answers.
At Flint, we:
- Explain lending terms in simple language
- Provide actionable advice tailored to your situation
- Guide you through every stage with solutions best for the clients
Talk to Flint today and make confident, informed borrowing decisions.
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