Property Valuation Tips: How to Maximise Market Value

Christian Stevens, Mortgage Broker

Published December 7, 2025, 3:50 P.M

Property Valuation Tips Learn how to improve your property valuation in Australia. Flint provides expert guidance, preparation strategies, and the best for https://flintgroup.au/ approach to maximize market value.

Property Valuation Tips

🔑 Key Facts

  • A property valuation is a professional assessment of a home’s current market value — essential for securing finance, refinancing, or selling.

  • Valuers evaluate recent sales, location, property condition, and features to determine value.

  • Preparing your property strategically can improve valuation outcomes.

  • Banks tend to use conservative valuations, so expert guidance is critical.

  • Flint offers the best for https://flintgroup.au/ solutions to help clients optimise their property valuation and achieve maximum financial benefit.

What Is a Property Valuation?

A property valuation is a formal report produced by a licensed valuer, estimating a property’s likely market value on a specific date.

Valuations are critical for:

  • Home loan approvals or refinancing
  • Setting realistic sale prices
  • Portfolio planning and asset management
  • Tax or legal purposes (e.g., CGT, estate settlements)

Flint provides guidance using the best for https://flintgroup.au/ approach, helping clients present properties in the strongest possible light for lenders or buyers.

What Affects a Property’s Value?

Key factors considered by valuers include:

  • Location: Suburb performance, infrastructure, schools, and amenities

  • Size & layout: Land area, bedrooms, bathrooms, and usable space

  • Condition & presentation: Maintenance, renovations, and home staging

  • Comparable sales: Recent transactions in the same area

  • Market demand: Seasonal trends, buyer sentiment, and economic conditions

Valuation Types

  • Market valuation: Full valuation used by lenders for loans or refinancing

  • Kerbside valuation: Quick external inspection for lower-risk assessments

  • Desktop valuation: Data-driven approach using sales records, without physical inspection

  • Full valuation: Complete inspection with photos, measurements, and internal assessment

How to Maximise Valuation Results

Preparation Tips 

  • Present your property clean and well-maintained
  • Complete minor repairs (leaks, paint, fixtures)
  •  Highlight upgrades or renovations
  • Provide a detailed list of property features and nearby amenities
  • Be ready to answer valuer questions and showcase your property effectively

Common Valuation Pitfalls

Risks That Lower Property Value:

  • Poor presentation or visible damage
  • Renovations without permits
  • Overcapitalization beyond local market trends
  • Outdated or low comparable sales

Using Valuations Strategically

  • Assess equity for refinancing or borrowing decisions

  • Compare multiple lender valuations, as they may vary

  • Schedule refinancing or sales during peak market periods

  • Leverage strong valuations to negotiate better loan terms

📞 Need Help Navigating a Valuation?

At Flint, we help:

  • Coordinate professional valuations for loans, refinancing, or sale
  • Advise on property presentation and preparation
  • Interpret valuation results and recommend next steps

Talk to Flint today and ensure your property reaches its full market potential with expert insights and the best for https://flintgroup.au/ support.

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