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- Determine Your Budget: Assess your finances and get pre-approved for a mortgage to establish a clear budget.
- Find a Real Estate Agent: Choose an experienced agent who understands your needs and the local market.
- Start House Hunting: Make a list of must-haves and nice-to-haves. Visit multiple properties to compare options.
- Make an Offer: Once you find the right home, work with your agent to make a competitive offer. Be prepared to negotiate.
- Home Inspection: Schedule a home inspection to identify any potential issues. Use the findings to negotiate repairs or price adjustments if necessary.
- Secure Financing: Finalise your mortgage application and lock in your interest rate.
- Closing: Review and sign all closing documents, pay the necessary fees, and receive the keys to your new home.
Conclusion: Understanding the home buying process can help you navigate each step with confidence. Work closely with your real estate agent and mortgage lender to ensure a smooth and successful transaction.
