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Australia’s Leading Mortgage Brokers
Why a conversation with Flint can help you navigate your next steps with confidence.
Trusted Partner in Property
Get smart financing options tailored to your investment strategy.
Expert Mortgage Advice
We match you with the right loan tailored to your financial situation and goals.
Stress-Free
Process
Our experts handle the complexities, making your property purchase hassle-free.
Top-tier Broker Status
Top-tier broker status with all major lenders, so you know you're in good hands.
Trusted Partner in Property
Get smart financing options tailored to your investment strategy.
Expert Mortgage Advice
We match you with the right loan tailored to your financial situation and goals.
Stress-Free
Process
Our experts handle the complexities, making your property purchase hassle-free.
Top-tier Broker Status
Top-tier broker status with all major lenders, so you know you're in good hands.
Kunal Mandal
About Kunal Mandal
Helps clients secure the right finance with confidence: whether it’s buying a first home, scaling an investment portfolio, or funding complex transactions.
Brings a powerful advantage to clients, having previously led Flint’s credit function as Head of Credit. This means every strategy is built with a deep understanding of how lenders actually assess deals, maximising approval certainty and minimising delays.
- Has successfully supported thousands of clients across residential, commercial, and business lending, delivering tailored solutions that are not just approved but strategically aligned with long-term financial growth.
- Specialises in investment lending and portfolio building, including advanced structures such as complex credit scenarios, self-employed borrowers, trusts, SMSFs, commercial and business lending, helping clients unlock equity, scale faster, and build wealth with the right foundations.
- For first home buyers, simplifies what can often feel overwhelming: providing clear guidance on borrowing capacity, government incentives, and loan structures to make the journey smooth, informed, and stress-free.
- Works proactively with clients before they commit to a purchase, ensuring the finance strategy is right from day one, avoiding costly mistakes and last-minute surprises.
Over 10+ years of experience across Banking and the Australian mortgage industry, combining technical credit expertise with client-focused advice.
Former Head of Credit, leading a team of 40+ credit analysts. Oversaw complex lending scenarios across residential, commercial, and business finance giving clients a unique advantage through an insider-level understanding of lender decision-making.
- High-net-worth individuals
- Trust and company structures
- SMSF lending
- Complex multi-entity applications
- Known for structuring deals that others can’t : by leveraging in-depth knowledge of lender policies and positioning applications to maximise approval success.
- Takes full ownership of the process, providing end-to-end support from initial strategy and structuring through to submission, approval, and settlement ensuring a seamless, efficient, and stress-free experience for clients.
Master of Business Administration in Finance from KLU Business School.
- Bachelor’s in Business Management in Banking & Finance from Bangalore University
Diploma in Finance & Mortgage Broking.
Certificate IV in Finance & Mortgage Broking.
- Training on Anti-Money Laundering and Counter-Terrorism Financing.
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What Kunal's Clients Say
Stress-Free First Home Purchase
“Kunal Mandal made the home-buying process so much easier than I ever imagined. he explained everything clearly, found the best loan for my situation, and was always available when I had questions. Thanks to him, I’m now a proud homeowner!”
James P., First-Home Buyer
Expert Guidance &
Incredible Support
“As a young investor, I had no idea where to start. Kunal Mandal walked me through the financing options and helped me secure a loan that fit my goals. He turned a complicated process into a smooth and stress-free experience!”
Sarah M., First-Time Investor
Found Me a Better Deal &
Saved Me Thousands
“I was considering refinancing but felt overwhelmed by all the options. Kunal Mandal quickly assessed my situation and found a better loan that reduced my repayments significantly. His expertise and honesty made all the difference!”
Michael R., Refinancing Client
A Trusted Mortgage
Advisor
“Kunal Mandal genuinely cares about his clients and takes the time to ensure you’re making the right decisions. he made me feel confident every step of the way. Highly recommend to anyone looking to buy their first home!”
Emily T., First-Home Buyer
Stress-Free First Home Purchase
“Kunal Mandal made the home-buying process so much easier than I ever imagined. he explained everything clearly, found the best loan for my situation, and was always available when I had questions. Thanks to him, I’m now a proud homeowner!”
James P., First-Home Buyer
Expert Guidance &
Incredible Support
“As a young investor, I had no idea where to start. Kunal Mandal walked me through the financing options and helped me secure a loan that fit my goals. He turned a complicated process into a smooth and stress-free experience!”
Sarah M., First-Time Investor
Found Me a Better Deal &
Saved Me Thousands
“I was considering refinancing, but felt overwhelmed by all the options. Kunal Mandal quickly assessed my situation and found a better loan that reduced my repayments significantly. His expertise and honesty made all the difference!”
Michael R., Refinancing Client
A Trusted Mortgage
Advisor
“Kunal Mandal genuinely cares about his clients and takes the time to ensure you’re making the right decisions. he made me feel confident every step of the way. Highly recommend to anyone looking to buy their first home!”
Emily T., First-Home Buyer
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Ready to chat? Book a free consultation today and let us do the hard work finding you the right loan.
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Refinance
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Purchasing Power
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Stamp Duty Cost
Before you buy a property, use our Stamp Duty Calculator to estimate the additional costs involved.
Our clients rate about us.
With 500+ 5-star reviews, we’re proud to be recommended nationwide.
Casey Healey
September 8, 2024
Kunal Mandal provided exceptional service as our mortgage broker. His efficiency and quick turnaround time made the entire process seamless and stress-free. We highly recommend James Green for anyone in need of a reliable and professional mortgage broker.
Sean
September 2, 2024
Great experience in getting a home loan with Flint. The mortgage broker, Kunal Mandal, was able to use his knowledge and connections to get the most competitive loan possible. If you want results and great service, then do yourself a favour and get James Green and Flint in your corner.
Jennifer Dunn
August 10, 2024
I am very thankful to Kunal Mandal for his professional help in organizing our bridging finance during the protracted sale of our property recently. James Green was incredibly helpful and responsive in providing assistance to manage the whole re-financing process from beginning to end.
Casey Healey
September 8, 2024
Kunal Mandal provided exceptional service as our mortgage broker. His efficiency and quick turnaround time made the entire process seamless and stress-free. We highly recommend James Green for anyone in need of a reliable and professional mortgage broker.
Sean
September 2, 2024
Great experience in getting a home loan with Flint. The mortgage broker, Kunal Mandal, was able to use his knowledge and connections to get the most competitive loan possible. If you want results and great service, then do yourself a favour and get James Green and Flint in your corner.
Jennifer Dunn
August 10, 2024
I am very thankful to Kunal Mandal for his professional help in organizing our bridging finance during the protracted sale of our property recently. James Green was incredibly helpful and responsive in providing assistance to manage the whole re-financing process from beginning to end.
Transforming Lives,
One Client at a Time.
Expert mortgage advice, tailored to you.
