How can I contact Flint?

Email hello@flintgroup.au or call +61 485 853 537. You can also use the contact form on our website.

What services does Flint offer?

Residential mortgages, commercial funding, business finance, asset finance and private broking.

Where does Flint operate?

Flint serves clients across Australia.

Does Flint have reviews?

Yes—Flint is rated 'Excellent' with 500+ five-star reviews from clients nationwide.

Is equity recycling the same as debt recycling?

Yes. Equity recycling is commonly referred to as debt recycling. Both describe converting non-deductible home loan debt into deductible investment debt over time by reborrowing and investing.

How much equity do I need to start equity recycling in Australia?

There is no fixed minimum, but equity recycling works best when you have usable equity and strong serviceability. A broker can confirm how much equity you can safely recycle based on lender policy.

What investments are used for equity recycling?

Common investments include diversified shares or ETFs, managed funds, and property deposits. The right option depends on your goals, risk appetite, and long-term strategy.

Can equity recycling help pay off my mortgage faster?

Potentially yes. If investment income, returns, and tax savings are redirected toward your owner-occupier loan, you may reduce non-deductible debt faster while building an investment portfolio.

What’s the biggest risk of equity recycling?

The biggest risk is incorrect loan structuring, especially mixing personal and investment spending in the same loan split. This can compromise tax deductibility, so clean split structuring is essential.

Specialist & Complex Loans Archives - Page 2 of 2

Learn with Flint

Guides, insights, and updates to help you make smarter financial decisions.

Filter by Category

Home Loans

Property Investment

Business & Asset Finance

SMSF Property Loans