Changes in Lending Policies: What Borrowers Need to Know

Changes in Lending Policies: What Borrowers Need to Know Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Share: Article Breakdown 1. Key Facts 2. Why Do Lending Policies Change? 3. Common Areas of Policy Change 4. Who Is Most Affected? 5. How to Respond to Lending Policy Changes 6. Why It Matters […]

Private Lending & Non-Bank Loans: Flexible Finance for Complex Scenarios

Private Lending & Non-Bank Loans: Flexible Finance for Complex Scenarios Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Private Lending Loans When traditional lenders say no or the timeline is too tight, private lending and non-bank finance can offer powerful alternatives. These options are ideal for borrowers with unique income, time-sensitive deals, […]

Development Finance: How to Fund Your Next Project

Development Finance: How to Fund Your Next Project Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Property development offers exciting opportunities for profit and portfolio growth — but it requires the right funding strategy from the outset. Development finance works very differently to standard residential or investment lending. Whether you’re subdividing a […]

Business Loans in Australia: Funding Growth, Cash Flow and Opportunity

Business Loans in Australia: Funding Growth, Cash Flow and Opportunity Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Business Loans in Australia Whether you’re launching a start-up, expanding operations, or smoothing out seasonal cash flow, business loans provide the capital needed to keep things moving. But with so many loan types and […]

Asset Finance: How to Fund Vehicles, Equipment and More

Asset Finance: How to Fund Vehicles, Equipment and More Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET When you’re running a business or managing large personal purchases, Asset Finance in Australia provides a smart way to acquire vehicles, machinery, or equipment without tying up your working capital or savings. Whether you’re a […]

Cross-Collateralisation: What It Is and Why It Can Be Risky

Cross-Collateralisation: What It Is and Why It Can Be Risky Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Cross-collateralisation is a lending setup where a single lender uses two or more of your properties as security for one or multiple loans. While it can seem convenient, it often creates hidden risks and […]

Building a Property Portfolio: Strategy, Structure and Finance Tips

Building a Property Portfolio: Strategy, Structure and Finance Tips Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Growing a property portfolio is one of the most powerful paths to long-term wealth in Australia — but success depends on more than just buying multiple homes. It takes careful planning, smart lending structures, and […]

Using Equity to Buy Again: The Smart Way to Expand Your Portfolio

Using Equity to Buy Again: The Smart Way to Expand Your Portfolio Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Once you’ve built up equity in your home or investment property, you may not need to save a full deposit to buy your next property. Instead, you can use that equity to […]

Negative vs Positive Gearing: What Every Property Investor Should Know

Negative vs Positive Gearing: What Every Property Investor Should Know Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Negative vs Positive Gearing is one of the most talked-about concepts in Australian property investment — and for good reason. Whether you’re negatively or positively geared can impact your cash flow, tax deductions, and […]

Offset Accounts Explained: Save Interest Without Changing Your Lifestyle

Offset Accounts Explained: Save Interest Without Changing Your Lifestyle Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Offset accounts are one of the most powerful features in Australian home loans — helping borrowers reduce the interest they pay without needing to change their spending habits.If you want to save on your mortgage […]