Financing Commercial Property: What Buyers Need to Know
Financing Commercial Property: What Buyers Need to Know Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Buying Financing Commercial Property — whether it’s an office, warehouse, retail space, or industrial unit — opens a world of investment opportunities beyond residential real estate. But commercial property finance works very differently to home loans. […]
Guarantor Loan Scenarios: Helping Family Enter the Property Market
Guarantor Loan Scenarios: Helping Family Enter the Property Market Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Guarantor Loan Scenarios With rising property prices and deposit hurdles, more Australians are turning to guarantor loans to help children, siblings, or other close family members get into the market sooner. These arrangements allow a […]
Home Guarantee Scheme (HGS): Full Breakdown of Government Support
Home Guarantee Scheme (HGS): Full Breakdown of Government Support Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Share: Article Breakdown 1. Key Facts 2. What Is the Home Guarantee Scheme? 3. What Do These Schemes Help With? 4. Who Is Eligible? 5. Property Price Caps by Scheme 6. Application Process 7. Things […]
First Home Super Saver Scheme (FHSS): Save Smarter Through Super
First Home Super Saver Scheme (FHSS): Save Smarter Through Super Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Share: Article Breakdown 1. Key Facts 2. What Is the First Home Super Saver Scheme? 3. Who Is Eligible for the FHSS Scheme? 4. How to Use the FHSS Scheme Step-by-Step 5. Benefits of […]
Regional First Home Buyer Guarantee: Buying Outside the City
Regional First Home Buyer Guarantee: Buying Outside the City Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Share: Article Breakdown 1. Key Facts 2. What Is the Regional First Home Buyer Guarantee? 3. Who Can Apply? 4. Property Price Caps 5. Benefits of the RFHBG 6. Things to Watch Out For 7. […]
First Home Owner Grant (FHOG) – By State
First Home Owner Grant (FHOG) – By State Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Share: Article Breakdown 1. Key Facts 2. What Is the First Home Owner Grant? 3. FHOG Overview by State & Territory 4. Common FHOG Eligibility Rules 5. Can FHOG Be Combined with Other Schemes? 6. Key […]
Monthly RBA Cash Rate & Impacts
Monthly RBA Cash Rate & Impacts Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Share: Article Breakdown 1. Key Facts 2. What Is the Cash Rate? 3. Why Does the RBA Change the Rate? 4. What Happens When Rates Rise? 5. How It Affects Your Mortgage 6. Flint’s Monthly Rate Pulse 7. […]
Inflation and Interest Rates: How Economic Forces Shape Your Loan
Inflation and Interest Rates: How Economic Forces Shape Your Loan Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Share: Article Breakdown 1. Key Facts 2. What Is Inflation? 3. How Inflation Affects Interest Rates 4. What Rising Rates Mean for Borrowers 5. How to Protect Yourself from Rate Volatility 6. Why This […]
Property Market Reports: Understanding the Trends That Matter
Property Market Reports: Understanding the Trends That Matter Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Share: Article Breakdown 1. Key Facts 2. What Do Property Market Reports Show? 3. Where Does the Data Come From? 4. Why Market Reports Matter 5. Using Reports for Strategy 6. Need Help Reading the Market? […]
SMSF Loans: How to Buy Residential or Commercial Property Through Your Super
SMSF Loans: How to Buy Residential or Commercial Property Through Your Super Christian Stevens, Mortgage Broker Published January 31, 2025, 2:10 p.m ET Using your Self-Managed Super Fund (SMSF) to invest in property can be a powerful wealth-building strategy — but it comes with strict rules and a very different lending process compared to standard […]